Skip to main content

About Our Agency

Harbor Brenn Insurance Agencies is here to exceed your expectations.

We are your locally-owned independent insurance agency.

Home » About Our Agency

When it comes to protecting the things that matter most to you, you want to work with a local agency that cares about you. That’s why at Harbor Brenn Insurance Agencies we believe when you win, we win. We strive to find ways to make your life safer, happier, more affordable, and more secure.

Who We Are

Harbor Brenn Insurance Agencies is a locally-owned and operated second-generation family business in Northern Michigan. Since our founding in 1977, we have made it our goal to turn insurance into what it always should be—easy. That’s why you won’t find any suits, fancy talk, or jargon, only simple, local, and friendly people who are here to help you find the coverage you need. As locals living in Northern Michigan, we understand the unique risks you face better than anyone else can because we face them too.

Harbor Brenn Insurance Agencies - Logo Icon

44+ Years

years in business

Harbor Brenn Insurance Agencies - Logo Icon

2nd Generation


Harbor Brenn Insurance Agencies - Logo Icon


five-star reviews

Brightening Up Insurance

While insurance may seem difficult and daunting, we do our best to inject some humor and levity into it. That way, it’s not just boring numbers and paperwork. You’ll leave with a better understanding of your coverage and confidence in your protection. When you want to work with agents you can trust have your best interests at heart, come to Harbor Brenn Insurance Agencies.

Featured In
About Our Agency - Independent Agent Magazine 2021 Front Cover Featuring Harbor Brenn Insurance

Independent Agent Magazine in April 2020

Read the Article
About Our Agency - Rough Notes 2021 Front Cover with Harbor Brenn Insurance Staff

Agency of the month for Rough Notes in August 2021

Read the ArticleRead the Full Magazine
Local to the Core

We believe in supporting our community the way they’ve supported us for decades. Through volunteerism and long-term residencies, we give back to the community that has shaped our agency all these years. In fact, many of our staff volunteer at local organizations. That’s why, when you walk into our agency, we want you to feel that same sense of community.

Why Go Independent?Meet Our Team
About Our Agency - Portrait of the Harbor Brenn Insurance Agencies Staff Standing in Front of the Lighthouse on the Harbor in Petoskey Michigan

Get Started Today

As an independent agency, we are here to help you find the right coverage.

Get a Quote
Professional and Community Associations

Harbor Brenn Insurance - Protecting Northern Michigan Since 1977 Badge

Our Mission Statement

At Harbor Brenn Insurance Agencies, protecting Northern Michigan is our privilege, helping Northern Michigan thrive is our passion.

Our Culture - Portrait of the Harbor Brenn Insurance Staff Receiving an Award
Our Culture - Jenny Receiving Harbor Stars Award for Harbor Brenn Insurance
Agency Awards
  • 2022 Good for Community Winner from Good For Michigan
  • United Way John Newton Award 2018
  • Thriving Petoskey Award 2018
  • Chamber Mission Award 2011
  • Best of the Northwest – 5 Years in a Row

  Visit us in Petoskey, MI!

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

Find Out How
Personalized insurance solutions.
Friendly, knowledgeable service.
Building trusted relationships.


Get the power of choice when it comes to finding the right insurance for your situation. We offer a wide variety of policies and price points to choose from.


Rely on us to simplify the insurance process, from advising you on your risks and solutions, to advocating on your behalf to the insurance company.


Count on us to be there for you every step of the way with personable and professional service so you always have the right coverage for your insurance needs.

Insurance Solutions We Specialize In

We specialize in a variety of coverage options to meet your unique insurance needs.

Personal Insurance

Business Insurance

Employee Benefits

  Request an Insurance Quote

As an independent agency, we are here to help you find the right coverage.

  • Please do not include sensitive, private information in this area.
  • This field is for validation purposes and should be left unchanged.

Get a Quote

It only takes a minute to get started.

  • Fill out the form, we’ll be in touch.
  • Go over your options with an agent.
  • Get the coverage you need.

Would you rather discuss this in person? Get in touch with an agent today!