We are your locally-owned independent insurance agency.

When it comes to protecting the things that matter most to you, you want to work with a local agency that cares about you. That’s why at Harbor Brenn Insurance Agencies we believe when you win, we win. We strive to find ways to make your life safer, happier, more affordable, and more secure.

Who We Are

Harbor Brenn Insurance Agencies is a locally-owned and operated second-generation family business in Northern Michigan. Since our founding in 1977, we have made it our goal to turn insurance into what it always should be—easy. That’s why you won’t find any suits, fancy talk, or jargon, only simple, local, and friendly people who are here to help you find the coverage you need. As locals living in Northern Michigan, we understand the unique risks you face better than anyone else can because we face them too.

Brightening Up Insurance

While insurance may seem difficult and daunting, we do our best to inject some humor and levity into it. That way, it’s not just boring numbers and paperwork. You’ll leave with a better understanding of your coverage and confidence in your protection. When you want to work with agents you can trust have your best interests at heart, come to Harbor Brenn Insurance Agencies.

Local to the Core

We believe in supporting our community the way they’ve supported us for decades. Through volunteerism and long-term residencies, we give back to the community that has shaped our agency all these years. In fact, many of our staff volunteer at local organizations. That’s why, when you walk into our agency, we want you to feel that same sense of community.